123 Coastal Cay

Surf City, NC 28445

$785,000

$499 per Sq.Ft.

Active
4 beds
3 baths
1574 Sq. Ft.
Residential
Built in 2011
MLS #100533834

4 beds

3 baths

1574 Sq. Ft.

Residential

Built in 2011

MLS #100533834

Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living. Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting—perfect for everyday living or entertaining. The home also features new wood flooring in bedrooms, custom closet organizers, updated fans and fixtures, expanded trim, and vaulted ceilings that create a light and airy feel. A Culligan water filtration system adds convenience and peace of mind. Each of the home's 4 bedrooms enjoys direct access to one of multiple decks, ideal for soaking in the views and sea breeze. The ground level offers an enclosed garage with parking for up to three cars, a storage room, and a large outdoor shower—a must for beach living. Community amenities include a dock, kayak launch, swimming pool, courtyard and small clubhouse. With short-term rentals permitted, this home is a fantastic option for a primary residence, second home, or investment property. Recent updates include HVAC systems replaced in 2020 with maintenance plan and a termite bond in place for added value. Experience coastal living with all the benefits of a vibrant community and the convenience of move-in-ready updates.

Interior Features

Total bedrooms

4 bedrooms

Full bathrooms

3 full bathrooms

Half bathrooms

0 half bathrooms

Kitchen appliances

Electric oven, electric cooktop, built-in microwave, water softener, washer, refrigerator, range, dryer, double oven, dishwasher

Interior features

Vaulted ceiling(s), high ceilings, solid surface, ceiling fan(s), reverse floor plan

Flooring

Tile, wood

Cooling

Central air

Heating

Heat pump, electric, forced air

Exterior Features

Lot size

0.03 acres

Water front

Water features

Deeded waterfront, pier, sound side, water access comm

Fencing

None

Exterior features

Vinyl siding

Roof

Architectural shingle

HOA Information

HOA

Yes

HOA fees

$1,840.00

HOA amenities

Waterfront community, billiard room, boat dock, clubhouse, community pool, maint - comm areas, maint - grounds, management, owner pets only

Utilities

Cable available, sewer connected, water connected

Schools

Elementary school

Surf City

Middle school

Surf City

High school

Topsail

Other Information

Tax assessed value

$315,030.00

Tax amount

$3,906.37

Tax year

2023

Zoning

R10

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Listing provided courtesy of: Coldwell Banker Sea Coast Advantage. All information is deemed reliable but not guaranteed and should be independently verified. Moment Realty shall not be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon this data.

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About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 17 new listings in Surf City last month. The average time on market was 113 days and the average price of new new listings was $846,006. Over the last three months, the average sale price to list price ratio was 94.67%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

View all properties in Surf City

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123 Coastal Cay