106 N Oak Drive

Surf City, NC 28445

$1,225,000

$424 per Sq.Ft.

Active
5 beds
4 baths
2887 Sq. Ft.
Residential
Built in 2020
MLS #100551394

5 beds

4 baths

2887 Sq. Ft.

Residential

Built in 2020

MLS #100551394

Welcome to Island Oaks, one of Topsail Island's most coveted neighborhoods, where coastal living truly lives up to its name. Located third row from the beach, and tucked within the Live Oaks this stunning beach house offers a large living space, sweeping ocean and sound views that steal the show--sunrises, sunsets, and salty breezes included. Perfectly positioned in a private, oak-lined community, owners enjoy direct water access with a neighborhood boat ramp, making days on the Intracoastal just as effortless as mornings on the beach. Whether you're boating, paddleboarding, or casting a line, this location is a dream for water lovers. The home features amazing decks on every level, providing multiple outdoor spaces to relax, entertain, and fully embrace island life from sunrise coffee to sunset cocktails. Adding exceptional versatility, the property includes separate ground-floor living quarters complete with a full bath and kitchen--ideal for guests, extended family, or private overflow space. Peaceful, private, and rich in coastal charm, this property offers the rare blend of natural beauty, exclusive amenities, and true Topsail Island lifestyle. A special opportunity to own in Island Oaks--where timeless oaks, tranquil waters, and unforgettable views come together. Professional Photos and Floor Plan coming.

Interior Features

Total bedrooms

5 bedrooms

Full bathrooms

3 full bathrooms

Half bathrooms

2 half bathrooms

Kitchen appliances

Electric oven, refrigerator, dryer, dishwasher

Interior features

Walk-in closet(s), vaulted ceiling(s), entrance foyer, 2nd kitchen, apt/suite, ceiling fan(s), walk-in shower

Flooring

Lvt/lvp, carpet, tile

Cooling

Zoned

Heating

Electric, zoned

Exterior Features

Lot size

0.15 acres

Lot features

Wooded

Water front

Water features

Boat ramp, deeded beach access, deeded water access, third row, water access comm

Fencing

None

Exterior features

Fiber cement

Roof

Shingle

HOA Information

HOA

Yes

HOA fees

$150.00

HOA amenities

Waterfront community, beach access, maint - comm areas, maint - roads, ramp, street lights, taxes

Utilities

Sewer connected, water connected

Schools

Elementary school

Surf City

Middle school

Surf City

High school

Topsail

Other Information

Tax assessed value

$428,007.00

Tax amount

$5,307.29

Tax year

2023

Zoning

INCORP

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Listing provided courtesy of: Coastal Realty Associates LLC. All information is deemed reliable but not guaranteed and should be independently verified. Moment Realty shall not be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon this data.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 34 new listings in Surf City last month. The average time on market was 122 days and the average price of new new listings was $1,095,846. Over the last three months, the average sale price to list price ratio was 95.60%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

View all properties in Surf City

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106 N Oak Drive