109 Sea Urchin Court

Surf City, NC 28445

$825,000

$420 per Sq.Ft.

Active
4 beds
3 baths
1964 Sq. Ft.
Residential
Built in 1995
MLS #100552067

4 beds

3 baths

1964 Sq. Ft.

Residential

Built in 1995

MLS #100552067

Tucked beneath a canopy of mature live oaks in the maritime forest, this coastal retreat is located in the highly desirable soundside community of Island Oaks on Topsail Island. The neighborhood offers both beach access and a community boat ramp with deep-water access to the Intracoastal Waterway, making it ideal for boating, fishing, and all things coastal living. The main residence is a three-bedroom home designed with a reverse floor plan to maximize light, views, and outdoor living. The bedroom level includes the primary suite with a private bath, two additional bedrooms, a full guest bath, laundry area, generous storage, and a large screened porch - perfect for relaxing after a day at the beach. The upper level features the main living space with an open-concept living and dining area, a half bath, and a well-appointed kitchen with solid-surface countertops, ample cabinetry, and a pantry. An expansive deck off this level offers ocean views and captures the island breeze, creating an ideal setting for entertaining or unwinding. On the ground level, the home includes a spacious garage with room for vehicles, beach gear, and storage, along with a private separate living space that functions as a mother-in-law suite / ADU. This area includes its own kitchenette, living space, sleeping area, and bathroom with an attached outdoor shower. This space is entirely separate from the main living quarters and provides excellent flexibility for guests, extended family, or potential rental use. Recent updates include a metal roof (2021), new gutters (2021), upgraded windows (2022), all new heating and cooling systems (2024), and freshly painted kitchen cabinetry (2024). With access to both the ocean and the sound, multiple outdoor living areas, and flexible living spaces, this Island Oaks home is sure to check all of your boxes.

Interior Features

Total bedrooms

4 bedrooms

Full bathrooms

2 full bathrooms

Half bathrooms

2 half bathrooms

Kitchen appliances

Vented exhaust fan, refrigerator, range, disposal, dishwasher

Interior features

Entrance foyer, apt/suite, ceiling fan(s), pantry, reverse floor plan

Flooring

Cooling

Central air

Heating

Heat pump, electric, forced air

Exterior Features

Lot size

0.2 acres

Lot features

Cul-de-sac, wooded

Water front

Water features

Deeded water access, sound side, water access comm

Fencing

None

Exterior features

Fiber cement

Roof

Metal

HOA Information

HOA

Yes

HOA fees

$300.00

HOA amenities

Beach access, beach rights, boat dock, cabana, maint - comm areas, maint - roads, ramp

Utilities

Sewer connected, water connected

Schools

Elementary school

Surf City

Middle school

Surf City

High school

Topsail

Other Information

Tax assessed value

$367,636.00

Tax amount

$4,558.69

Tax year

2023

Zoning

INCORP

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About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 35 new listings in Surf City last month. The average time on market was 98 days and the average price of new new listings was $1,024,711. Over the last three months, the average sale price to list price ratio was 96.77%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

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109 Sea Urchin Court