108 Sea Urchin Court

Surf City, NC 28445

$1,500,000

$508 per Sq.Ft.

Active
4 beds
3.5 baths
2952 Sq. Ft.
Residential
Built in 2020
MLS #100552984

4 beds

3.5 baths

2952 Sq. Ft.

Residential

Built in 2020

MLS #100552984

Perched on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction. Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute. The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets. The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway. Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security. Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.

Interior Features

Total bedrooms

4 bedrooms

Full bathrooms

3 full bathrooms

Half bathrooms

1 half bathrooms

Kitchen appliances

Vented exhaust fan, mini refrigerator, gas cooktop, refrigerator

Interior features

Walk-in closet(s), high ceilings, entrance foyer, solid surface, whirlpool, whole-home generator, kitchen island, elevator, ceiling fan(s), pantry, reverse floor plan, walk-in shower

Flooring

Lvt/lvp, tile

Cooling

Central air, wall/window unit(s)

Heating

Heat pump, electric, forced air

Exterior Features

Lot size

0.17 acres

Water front

Water features

None

Fencing

Metal/ornamental, back yard

Exterior features

Fiber cement

Roof

Architectural shingle

HOA Information

HOA

Yes

HOA fees

$300.00

HOA amenities

Beach access, boat dock, maint - comm areas, maint - roads, ramp

Utilities

Sewer available, water available

Schools

Elementary school

North Topsail

Middle school

Topsail

High school

Topsail

Other Information

Tax assessed value

$541,780.00

Tax amount

$6,718.08

Tax year

2023

Zoning

INCORP

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Listing provided courtesy of: Capital To Coast Realty Company. All information is deemed reliable but not guaranteed and should be independently verified. Moment Realty shall not be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon this data.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 34 new listings in Surf City last month. The average time on market was 81 days and the average price of new new listings was $871,372. Over the last three months, the average sale price to list price ratio was 96.33%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

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108 Sea Urchin Court