515 N Topsail Drive

Surf City, NC 28445

$1,389,000

$608 per Sq.Ft.

Active
4 beds
2.5 baths
2285 Sq. Ft.
Residential
Built in 2004
MLS #100569532

4 beds

2.5 baths

2285 Sq. Ft.

Residential

Built in 2004

MLS #100569532

Brand New HVAC, Pool Heater, and Modern Design! Over $100k in revenue already booked/executed this year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom 2285 sqft single-family home. Located in the heart of Surf City just a short walk to all the activities, restaurants, and the pristine sands of Topsail Island beaches. The thoughtfully designed layout (with decks off every level) provides ample space for family and guests while delivering stunning ocean views from the living room and front upper deck plus sound views from the back decks. Outdoor living is exceptional with a fully fenced backyard oasis featuring a private inground saltwater swimming pool, fire pit, covered decks/porch, outdoor shower, and a convenient cargo lift. Recent improvements enhance turn-key appeal and value: Brand new HVAC system for year-round comfort and efficiency Newly epoxied garage floors for a clean, durable, professional finish Home was recently power washed for a fresh, polished exterior 2021 interior updates including luxury vinyl plank flooring throughout living areas and berber carpet in select bedrooms Additional highlights include granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, master suite with wet bar, expansive walk-in closet, and updated bathroom featuring a walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. An outdoor elevator adds effortless convenience between levels. Surf City offers the perfect blend of relaxed island life and modern convenience. Residents enjoy easy access to the beach, Intracoastal Waterway activities, local dining, shopping, entertainment, and the pier--all within walking distance. The property is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest magnets), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the home exceptionally well for short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and strong year-round appeal in Surf City's desirable rental market while keeping maintenance low for personal enjoyment. Whether you're seeking a primary residence, vacation home, or excellent investment property with rental potential, this well-cared-for coastal gem delivers unbeatable proximity to the ocean and island lifestyle. Don't miss this opportunity, schedule your private showing today!

Interior Features

Total bedrooms

4 bedrooms

Full bathrooms

2 full bathrooms

Half bathrooms

1 half bathrooms

Kitchen appliances

Mini refrigerator, refrigerator, ice maker, disposal, dishwasher

Interior features

Walk-in closet(s), entrance foyer, kitchen island, ceiling fan(s), elevator, furnished, pantry, reverse floor plan, walk-in shower

Flooring

Lvt/lvp, carpet, tile

Cooling

Central air

Heating

Propane, fireplace(s), electric, forced air, heat pump

Exterior Features

Lot size

0.12 acres

Water front

Water features

Third row

Fencing

Wood

Exterior features

Shake siding

Roof

Architectural shingle

HOA Information

HOA

Utilities

Sewer connected, water connected

Schools

Elementary school

North Topsail

Middle school

Topsail

High school

Topsail

Other Information

Home warranty

Tax assessed value

$364,278.00

Tax amount

$4,517.05

Tax year

2025

Zoning

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About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 34 new listings in Surf City last month. The average time on market was 122 days and the average price of new new listings was $1,095,846. Over the last three months, the average sale price to list price ratio was 95.60%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

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515 N Topsail Drive