515 N Topsail Drive

Surf City, NC 28445

$1,198,000

$524 per Sq.Ft.

Active
4 beds
2.5 baths
2285 Sq. Ft.
Residential
Built in 2004
MLS #100569532

4 beds

2.5 baths

2285 Sq. Ft.

Residential

Built in 2004

MLS #100569532

New Price: $1,198,000 | Brand New HVAC, Pool Heater & Modern Coastal Oasis! Over $110k in Revenue Already Booked/Executed This Year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom, 2,285 sqft single-family home located in the heart of Surf City. Just a short walk to restaurants, shops, the pier, Intracoastal Waterway activities, and the pristine beaches of Topsail Island. The thoughtfully designed layout features decks off every level, delivering stunning ocean views from the living room and front upper deck, plus peaceful sound views from the back decks. Outdoor living shines in the fully fenced backyard oasis, complete with a private inground saltwater swimming pool, fire pit, covered decks and porch, outdoor shower, and convenient cargo lift. Recent Upgrades & Improvements: Brand new HVAC system for year-round comfort and efficiency New pool heater Newly epoxied garage floors for a clean, durable finish Freshly power washed exterior 2021 interior updates featuring luxury vinyl plank flooring in living areas and berber carpet in select bedrooms Inside, enjoy granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, and a luxurious master suite with wet bar, expansive walk-in closet, and updated bathroom with walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. The versatile bottom-floor room easily converts into a 5th bedroom, private apartment, or additional office. An outdoor elevator provides effortless access between all levels. This home is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest favorites), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the property exceptionally well for strong short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and year-round appeal in Surf City's desirable rental market while keeping maintenance low. Whether you're looking for a primary residence, vacation home, or high-performing investment property, this turn-key coastal gem offers unbeatable proximity to the ocean and island lifestyle at the new price of $1,198,000.

Interior Features

Total bedrooms

4 bedrooms

Full bathrooms

2 full bathrooms

Half bathrooms

1 half bathrooms

Kitchen appliances

Mini refrigerator, refrigerator, ice maker, disposal, dishwasher

Interior features

Walk-in closet(s), entrance foyer, kitchen island, ceiling fan(s), elevator, furnished, pantry, reverse floor plan, walk-in shower

Flooring

Lvt/lvp, carpet, tile

Cooling

Central air

Heating

Propane, fireplace(s), electric, forced air, heat pump

Exterior Features

Lot size

0.12 acres

Water front

Water features

Third row

Fencing

Wood

Exterior features

Shake siding

Roof

Architectural shingle

HOA Information

HOA

Utilities

Sewer connected, water connected

Schools

Elementary school

North Topsail

Middle school

Topsail

High school

Topsail

Other Information

Home warranty

Tax assessed value

$364,278.00

Tax amount

$4,517.05

Tax year

2025

Zoning

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About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 30 new listings in Surf City last month. The average time on market was 88 days and the average price of new new listings was $1,188,153. Over the last three months, the average sale price to list price ratio was 94.90%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

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Surf City

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515 N Topsail Drive