738 Dune Ridge Court

Surf City, NC 28445

$2,400,000

$715 per Sq.Ft.

Active
6 beds
6.5 baths
3358 Sq. Ft.
Residential
Built in 2025
MLS #100571839

6 beds

6.5 baths

3358 Sq. Ft.

Residential

Built in 2025

MLS #100571839

Experience breathtaking panoramic oceanfront views from this custom-built coastal retreat, ideally located on a quiet, newly developed dead-end street just moments from the Surf City Pier. Nearing completion, this thoughtfully designed home offers 6 bedrooms and 6.5 bathrooms across four spacious levels, blending luxury, comfort, and strong investment potential. Positioned on an elevated lot in FEMA Flood Zone AE, the property includes a rare and highly valuable CAMA permit for an oceanfront in-ground pool--an uncommon opportunity on the island. Additionally, AE zoning typically allows for more favorable flood insurance rates compared to VE zones, offering long-term savings. Rental projections from Paragon Vacations estimate impressive gross annual income of approximately $192,500 without a pool and up to $225,500 with a pool, based on comparable properties and current market trends. Full documentation is available upon request. Inside, the home features two oceanfront primary suites with private decks, along with four additional ensuite bedrooms, providing ample space and privacy for guests. An elevator services all floors for effortless accessibility. The top level showcases an open-concept living area designed to maximize the stunning ocean views, with expansive windows filling the space with natural light. The gourmet kitchen is equipped with high-end stainless steel appliances, including two refrigerators, a 48'' double-oven range, speed microwave, two dishwashers, a large island, pantry, and abundant cabinetry--ideal for entertaining. Additional highlights include a spacious dining area with water views, a living room with fireplace and wet bar, and a custom shiplap feature wall. Dual washer and dryer sets (one of each bedroom level)add convenience for larger groups and rental use. Enjoy private beach access, multiple oceanfront decks, ground levelfoyer space for game room and the best of coastal living in this exceptional new construction home. Home is currently under construction; interior photos are virtually staged. Seller is a licensed North Carolina real estate agent

Interior Features

Total bedrooms

6 bedrooms

Full bathrooms

6 full bathrooms

Half bathrooms

1 half bathrooms

Kitchen appliances

Electric oven, electric cooktop, built-in microwave, refrigerator, disposal, dishwasher

Interior features

Walk-in closet(s), high ceilings, entrance foyer, elevator, ceiling fan(s), walk-in shower

Flooring

Lvt/lvp

Cooling

Central air, zoned

Heating

Heat pump, electric, forced air

Exterior Features

Lot size

0.26 acres

Lot features

Dead end

Water front

Yes

Water features

Deeded beach access, deeded water access, ocean side

Fencing

None

Exterior features

Vinyl siding

Roof

Architectural shingle

HOA Information

HOA

HOA amenities

No amenities

Utilities

Sewer connected, water connected

Schools

Elementary school

Surf City

Middle school

Surf City

High school

Topsail

Other Information

Tax assessed value

$100,000.00

Tax year

2026

Zoning

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Listing provided courtesy of: Intracoastal Realty Corporation. All information is deemed reliable but not guaranteed and should be independently verified. Moment Realty shall not be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon this data.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

About Surf City

Surf City is a laid-back beach community in the heart of Topsail Island. There are a multitude of location and lifestyle options available including canal and Intracoastal Waterway front properties.

Market trends

There were 34 new listings in Surf City last month. The average time on market was 122 days and the average price of new new listings was $1,095,846. Over the last three months, the average sale price to list price ratio was 95.60%.

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Homes for sale

Surf City offers a wide variety of home styles from laid back beach cottages to ultra modern estates.

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Surf City

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738 Dune Ridge Court