Active · Surf City

1023 1st Street

Surf City, NC 28445

$1,070,000

$743 per sq ft
Bedrooms
3
Bathrooms
3
Square feet
1,440
Year built
1992

Listing provided courtesy of REAL Broker LLC MLS# 100584283

A closer look

About this property

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.

Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:

2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout

Popcorn ceilings removed throughout

Shiplap ceiling with center beam and recessed lighting added in living room and kitchen

Kitchen upgrades:

Large island seating six, designed for cooking, gathering, and entertaining

New 6-burner gas range with convection and air-fry oven

Over-range microwave removed and replaced with a powerful exterior-vented hood

New microwave installed in the island

Granite countertops

All-new soft-close cabinets, drawers, and pantry storage

Pantry cabinets include pull-out shelves with power outlets

Dedicated spice cabinet

Tiled backsplash

Primary bathroom upgrades:

New soft-close vanity with quartz top

Tub removed and replaced with a custom tiled shower with glass door

New lighting, fixtures, and mirrors

Pocket door from laundry room removed and closed in

Guest bathroom upgrades:

New soft-close vanity with quartz top

New lighting, fixtures, and mirrors

New ceiling fans in primary bedroom and living room

Beadboard chair rail replaced with a clean, modern finish

Premium LVP flooring installed throughout, replacing carpet and older LVP

All light switches and plates replaced with matching white finishes

Fresh Sherwin-Williams paint throughout

Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind.

Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets.

The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment.

This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation.

Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation.

Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

Interior features

SqFt
1,440
Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Interior
Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
Appliances
Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator
Flooring
LVT/LVP, Carpet
Heating
Propane, Heat Pump
Cooling
Central Air, Ceiling Fan(s), Heat Pump
Levels
Two
Laundry features
Laundry Room
Accessibility features
Accessible Elevator Installed

Exterior & grounds

Lot size (acres)
0.15
Lot features
Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+
Lot dimensions
irregular
Foundation
Other, Pilings
Views
Canal, ICW, Marsh, Sound, Water
Exterior
Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors
Construction
Vinyl Siding, Wood Frame
Roof
Metal
Parking
Attached, Covered, Lighted, Off Street, On Site, Paved
Patio & porch
Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch
Fencing
Chain Link, Partial, Back Yard, Front Yard
Waterfront
Yes
Waterfront features
Boat Lift, Canal Front, Deeded Waterfront, Water Depth 4+
Pool / spa details
None

Community & association

Community
Old Settlers Beach
Homeowners association
No
Amenities
Waterfront Community, None

Utilities

Utilities
Sewer Connected, Water Connected
Water source
Public

Schools

Elementary school
Coastal
Middle school
Dixon
High school
Dixon

School assignments should be independently verified with the school district.

Property information

Property type
Residential
Property subtype
Single Family Residence
Year built
1992
New construction
No
MLS#
100584283
County
Onslow
Zoning
MHS

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1023 1st Street, Surf City, NC 28445 · MLS# 100584283

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